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Since last few week, oil price had increase. Soon or later, transportation and courier fee will also increase.
By start of July, our country Malaysia electricity bill will increase also and stationary plus paper also will follow to increase 50%.
Wah, a lot of thing will be increase means that our inflation will be higher than last year.
Since the economic is not stable and inflation is very high. We might need to take pro active steps to avoid a painful time in the next two years which this situation will be last long.

Suggestions:
1. Don't take any loans, buy homes, properties with loans, or even cash. Keep as much cash as possible.
2. Pay off as much of personal loans, private loans, as debt collection will be hastened.
3. Sell any stocks you can even at lower prices.
4. Take money off from Trust Funds.
5. Don't believe in huge sales forecast from customers, be extremely prudent, lowest inventories, reduce liabilities.
6. Don't invest in new capital.
7. If you are selling homes/ properties/ cars , do it now, when you can get good prices, they are going to fall.
8. Don't invest in new business proposals.
9. Cancel holiday plans using credit cards.
10. Don't change jobs, as companies will retrench based on 'last in first out'.
11. Write paid post on your blog to earn some pocket money. SocialSpark is one of the site who pay for blogger write paid post.
Stay cool, wait, and if you took all of the above actions and more, you probably will be better off then many.
This is not a rumor. Bear Stearns is the first of many banking and financial institutions that will start falling in the not too future. If Bear Stearns can fall, so can JP Morgan, Citibank, HSBC, and the whole world.
US economy falls, the rest will crumble. India and all those self economies will be the most protected, but not gullible. Europe may be a little stronger, but not China , another giant! Malaysia will see significant impact.